COLUMNS
January 2, 2010 Much of the news lately concerns the health care debate in congress.
Questions involve who would benefit and who would bear the burden of cost to pay for it – with a clear division of opinions along party lines.
Health care is also a major issue in the pet world.
With the current economy, some owners are struggling to afford basic veterinary care for their furry friends.
If a pet has a serious health problem or an accident, vet costs which could amount to hundreds or even thousands of dollars can become a very real stumbling block for both human and animal.
There is a term used by veterinarians – "economic euthanasia" – that applies to just such a situation.
It refers to the heartbreaking decision that an owner might have to make when the cost of critical treatment for their pet is more than they can afford.
So they must have their best friend euthanized rather than allow it to suffer.
Often the decision is made out of love and concern for the animal, but that doesn't make it any easier for the owner.
So what's the alternative?
The answer for some may be pet health insurance. More than a dozen companies now offer it.
You can find a policy to fit almost any budget, depending on the age of the animal and what kind of coverage you want.
Some policies cover catastrophic situations, such as accidents, hospitalization, surgery, and even diagnostic procedures.
Others include annual checkups and vaccinations, and even spaying or neutering, although the premium is a little higher to include preventive care coverage.
And as for people, the older the pet, the higher the premium.
For more information about pet health insurance, visit PetInsuranceReview.com.
There you can check out ratings for companies that offer it, compare their premium rates and even get free quotes.
While Democrats and Republicans may disagree about health care for humans, pet health insurance is bipartisan –both dogs and cats can benefit.
And keeping your best friend healthy is always a top priority, when you're speaking of pets.
© Copyright 2012, APR - ALABAMA PUBLIC RADIO
